I'm moving into a slightly rural area, and leaving my 74mbps FTTC behind (boohoo!).
Currently there's no cabinet, but luckily it's a rural area near Cambridge, and the local pressure is meaning an increase in availability of fibre, more cabinets etc. Checkout http://www.connectingcambridgeshire.co.uk/ for more info (I'm in Upware, covered by the Wicken area on that site - new cabinet being installed in Wicken).
Currently served by a cabinet 11km away I believe, hence on a community radio broadband scheme at the moment - better than a kick in the teeth, but it has some biggg downsides - namely "for the safety and security of all our users" no access to router to forward ports etc, and a rather variable quality of connection - frequent drop outs and latency all over the place from 40ms to 2000ms.
Anyway, short story, September this year a new cabinet is being installed much closer, but still just over 3km as the crow flies. The overhead lines do follow a fairly straight path though. From a quick look into it, I think I should be able to get at best around 9mbps via FTTC, at worse around 3. I'd love to hear any real life experience, also regarding upstream and latency on long FTTC connections.
One question I've not been able to answer definitively though, would that mean I'd see no difference in service between a 78mbs and 38mbps package? I think it's not quite as simple as an ISP side rate cap, and would like to know for sure