Just my opinions of course........
I've been playing with Win 10 for some months now and as I've mentioned elsewhere find it 'underwhelming. It offers me no advantages over 8.1 which I'm very happy with, so I'll not be updating.
Same here really and yes you are right, it offers me nothing that Windows 8.1 don't.
MS want to drag you more into their Ecostructure. There are many options within Win10 that you need to consider in terms of what they are monitoring i.e control your privacy.
This is the main thing that have put me off ten, the rest of ten I can cope with, but too much data going to MS even when you think you have stopped it.
Cortana - nope I'm not speaking to my machine and having MS monitor it.
You do not have to speak to use Cortana, but to use it you more or less have to allow Ms access to everything and you need to be logged into your MS account.
But i got no use for it and when I was testing 10, it was disabled anyway as I was using a local account.
Edge - lack of controls for cookies, adblocking and privacy. I'll stick with Firefox + add-ons thank you.
MS Apps - bit like Google or others - 99.99% are useless.
i know extension support is coming in October for Edge, so is integration of Skype into Windows.
I had a lot at the apps and I doubt I would ever use any to be honest, I do not use any on 8.1
But in reality Win10 will run the programs I have, just as Win8.1 does and I'm not interested in all the other bloat ware Apps. So why bother.
i agree, I may update my computer at some time just to register the free update, so if I decided to update to windows 10 in the future I can still get it for free, then I would redo myt windows 8 from the image I got.
Desktop machine now powered by windows 8 pro 64bit, no dreaded metro and Linux , laptop by Linux