In reply to a post by MrSaffron:

If I wanted I could cancel all the Direct Debits on my bank account, online banking lists them all with simple Cancel button.

But they still sit there on your account, like broken kerbstones, waiting for you to trip over them.

In reply to a post by Wagstaff:

In reply to a post by MrSaffron:

If I wanted I could cancel all the Direct Debits on my bank account, online banking lists them all with simple Cancel button.

But they still sit there on your account, like broken kerbstones, waiting for you to trip over them.

Are you saying you do use them? Then why not for Plusnet? If you aren't, how do you know?

I think they probably disappear at Financial Year end or something. In my 30 or so D/Ds and SOs there is only one showing as Cancelled, with a last taken date of 15 Aug 2010.

That one is interesting. It is O2, clearly for my mobile phone, but there is a replacement for it with a different Reference but the same amount. I don't think I shall bother investigating.

In reply to a post by Wagstaff:

In reply to a post by Sadoldman:

That sure makes writing a cheque unsafe does it not? It is all there.

Probably why they're doing away with cheques.

Not so. People use plastic nowadays and of course Direct Debit for the regular payments.

Quite frankly to take monies that has not been authorised as you are suggesting must be a fraudulent act, and if my bank does not have my authority to make the payment...well it is their problem not mine.

Ooohhh! TFH time

In reply to a post by RobertoS:

Are you saying you do use them? Then why not for Plusnet? If you aren't, how do you know?

I think they probably disappear at Financial Year end or something. In my 30 or so D/Ds and SOs there is only one showing as Cancelled, with a last taken date of 15 Aug 2010.

That one is interesting. It is O2, clearly for my mobile phone, but there is a replacement for it with a different Reference but the same amount. I don't think I shall bother investigating.

I did use DDs quite a lot, until I hit a problem with one mandate that I had completed which never reached my bank.
It was then that I was told "we never send mandates to the bank - it's an automatic system, if there's a problem the bank will let us know". What !!!
So I've based all my comments in this thread on the assumption that this was the general practice.
From your comments and those of other posters, I'm clearly wrong in my assumption, and I realise now that I should have qualified my comments with the phrase "in my experience". Apologies for not having done so.

Sounds like that one place had a strange setup. Were they actually managing to take money on d/d, or was that the problem - they couldn't?

In reply to a post by wingco1:

Ooohhh! TFH time

Help

Acronym finder no help with that one, unless it is Thread from hell which doesn't seem to fit.

Tin Foil Hat ?

Correct

In reply to a post by Sadoldman:

Quite frankly to take monies that has not been authorised as you are suggesting must be a fraudulent act, and if my bank does not have my authority to make the payment...well it is their problem not mine.

I've noticed in the past money disappearing from my account, eventually to be returned, but only after my questioning the transfer. "Sorry sir, it was a banking error".