The 12dB target noise margin is costing speed.
http://www.coolwebhome.co.uk/calc/calculator.php suggests
4706 at 9dB
6210 at 6dB target margins
I'm posting from her laptop now BTW.
The thing is it was only when she threatened to leave Utility Warehouse that they finally arranged for a BT Openreach engineer to come out (it was fitted this morning)
TBH iUtility Warehouse don't have good technical support and most of the time she is speaking to an asian guy who doesn't really understand what is going on (a bit like when I was with AOL many years ago)
So to ask them to lower the SNR margin from the current 12 dB to the default 6 dB would be an uphill struggle