I could doubtless learn how to reinstall it from online resources, but I don't have a copy to reinstall.
I can hear it clicking to try to read the disk as it attempts to boot. It tries three or four times then defaults to the error condition. The weird thing was that restoring the BIOS fixed it, allowing it to boot, and demonstrating that it definitely had an OS (and data, because all my stuff on my home screen loaded up alright). But the fix didn't stick, because ten minutes later it crashed, and started with the same nonsense.
That do sound like a hard drive fault if it is clicking, but not sure how it passed an extensive test. Smart test only test the electronics as far as I know.
If it is the drive, then the data is no doubt gone getting it back could be costly.
If you have a second computer you can download Windows 10 from MS website and stick it onto a usb stick.
Your best bet is to see if you can find someone close that doesn't charge a fortune, sadly it is becoming more difficult.
The other thing is to have a look at some YouTube channels and learn how fix it.
Adrian
Desktop machines Mac mini pro with macOS Tahoe, also pc Ryzen powered with windows something or other.
Zooming with Zzoomm FTTP,