How does a charge for NOT using DD differ from a charge for using a card - which I understand to have been banned? How else could one pay? Unless you're suggesting that sticking a cheque in the post would still be free, but I somehow doubt there's provision for customers wishing to do that.

I did not think anyone charged these days for using Credit cards. I know my local coffee bar will not take any card unless a certain amount is spent, but even our local shop do not charge extra for cards these days.

In reply to a post by zyborg47:

I did not think anyone charged these days for using Credit cards

Plenty still do, especially online. My local dentist charges 3% and claims they are exempt from the new rule. I'm not convinced.

In reply to a post by TLM:

How does a charge for NOT using DD differ from a charge for using a card - which I understand to have been banned? How else could one pay? Unless you're suggesting that sticking a cheque in the post would still be free, but I somehow doubt there's provision for customers wishing to do that.

The "cheque in the post" would be subject to the charge as it is not a direct debit payment. When companies introduced such charges, they were for all non-DD payments.

In reply to a post by zyborg47:

I did not think anyone charged these days for using Credit cards. I know my local coffee bar will not take any card unless a certain amount is spent, but even our local shop do not charge extra for cards these days.

I know holiday companies often charge for using a credit card. Also, buying cars in my experience they tend to only allow a small deposit on a credit card and not larger amounts.

In reply to a post by ian72:

Also, buying cars in my experience they tend to only allow a small deposit on a credit card and not larger amounts.

It can depend.

When I bought my new car they took a deposit of £2,000 on my credit card, then a further £5,700 when I collected it eight days later. No blinking at all by the sales or finance staff at the dealer's. Though they did get some sizable bank transfers in-between and the part-exchange vehicle on the day.

Just Eat have always charged 50p for debit and credit card transactions. They are now going to charge everyone a 50p service charge

http://www.bbc.co.uk/news/business-42621989

Mark

A predictable consequence of ill-thought-out EU legislation.

Edited by Oliver341 (Wed 10-Jan-18 19:04:10)

DVLA (tax renewal) charge for CC but not for DC.

My garage refused deposit (£2k) via credit card, only debit card. They then took balance (nearly another £15k) via the same debit card 10 days later.