"IP Stream Max ADSL" means BT Wholesale ADSL over their older 20CN network. MrSaffron is in a better position than I am to know about the current extent of link saturation problems on this older system.
SamKnows, which isn't always that up to date, suggests that there's no BT Wholesale 21CN WBC at your exchange - if there was, Zen would have moved you to that system. The only LLU operator appears to be TalkTalk, though I would suggest doing all you can with Zen before giving up and moving to TalkTalk or a TalkTalk reseller. TalkTalk's retail service has a decidedly mixed reputation, though a TalkTalk Business reseller might be a good option if BT Wholesale proves unworkable.
If this is a problem with the BT Wholesale network affecting your exchange, hopefully there will be a solution to that problem in due course.
So far as the traceroutes to an Internet location go, your current Zen gateway will be the second hop - the first is your local router. If you want to monitor the connection between you and Zen, the best you can do is to ping -t that second hop IP address.
By way of comparison, this is what I get on my Zen connection (80/20 FTTC on Zen backhaul - the line technology is "GEA FTTC"):
C:\Users\David>ping -t 62.3.87.147
Pinging 62.3.87.147 with 32 bytes of data:
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=18ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=18ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Reply from 62.3.87.147: bytes=32 time=15ms TTL=254
Reply from 62.3.87.147: bytes=32 time=14ms TTL=254
Ping statistics for 62.3.87.147:
Packets: Sent = 38, Received = 38, Lost = 0 (0% loss),
Approximate round trip times in milli-seconds:
Minimum = 14ms, Maximum = 18ms, Average = 14ms
Control-C
^C
You can see that the "time" figure doesn't jump around all over the place, suggesting a link that is working well and not suffering from excessive congestion.
If you haven't done so already, why not set up a
thinkbroadband Bandwidth Quality Monitor and consider posting the link to the results in this thread. This system gives a graphical illustration of the performance of your connection by pinging it every second. You can see the results of monitoring my Zen connection using the link in my signature.