......but reality is there's always the possibility of a difference between what should be installed and what is.
And as with all industries thats exactly what happens.
We would install all cabling below ground as armoured, min 450mm depth, blinded with sand before compaction and black/yellow warning tape 6-8" below the finished level. Not everybody does however.
I remember back in 2001 a utility company changing supplies from overhead to underground in a street in Buckinghamshire. The concrete paths were lifted but no further excavation. The cables were then laid in black plastic ducting directly onto the old path's oversite and the concrete path replaced.
The concrete will protect the cable from a spade or fork. But the ducting won't protect it from a jackhammer! That's why many sites generally state no forks to be used on site by groundworkers, only spades.
Knowing how it works is completely different to understanding how it works.