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Maybe a Sipgate a/c for incoming (DID) VoIP calls, and one or more accounts with the Betamax VoIP resellers, for least-cost-routed outgoings? Voipcheap.co.uk and many other Betamax providers allow you to spoof your CLID which is always useful.
For a softphone, the Zoiper app is great. Very stable, light on the battery, highly configurable, and the codebase is regularly maintained and improved. The free version is nearly identical to the paid version, supports multiple VoiP accounts on multiple phones, has numerous audio codecs, etc etc. And if Linux smartphones are your thing, there are several VoiP softphone apps in development, albeit in relative infancy.
At home, we have a Yealink IP phone, connected via WiFi to a router which works well.
Or if you wanna go hardcore, maybe an open-source Asterisk PBX server?!
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