All I am saying is that the user has started dialogue with the ISP about issues concerning monies he feels he is owed.
He has now taken it a step further by highlighting these issues even though they are still on going.
I would of at least been patient and given the ISP 28 days notice in writing before acting the way he has.
When a refund is due it is only fair to accommodate the supplier in cases where they may need to make investigation before processing a payment. Your damaged goods example is a good one. However, in the case of a service, Xilo don't need to wait until they can inspect goods before issuing a refund. Indeed, they were able to confirm with their supplier within 24 hours that the order for broadband had been cancelled. What more is there to investigate and why should the matter still be ongoing?
Xilo appear to be investigating whether they need issue a refund at all, and if so whether they are entitled to deduct cancellation charges. This is something which in my view a company should have sought appropriate advice on before commencing trading. Again, a reasonable person would make allowances where the nature of the contract is outside of the suppliers usual business or where the supplier has only been trading a short time and therefore does not have much experience. However Xilo have been in business for years, selling amongst other things broadband connections.
For example you buy something from Littlewoods or very.co.uk and it is damaged in transit, you reject it before it enters your house and require a refund. Their policy states they have to have the items returned and in their possession, then carry out an inspection before they issue refunds. This takes up to 6 weeks.
Not only is that policy fair just and reasonable to both Littlewoods and the consumer, it is also part of the distance selling regulations that consumers are required to return goods for inspection before claiming a refund. Nobody has shown me the statute or court case which suggests I am required to wait a specified period of time before objecting that the price I paid for broadband has not been refunded.
I understand the consumer but on the other hand he believes he has been treated unfairly yet does not allow the ISP to defend themselves nor has allowed sufficient time for an investigation and outcome.
I don't agree with this point. If the ISP wish to defend themselves that is their matter. I have not attempted to obstruct them in doing so, and I have not asked websites to remove any content they have posted, nor have I threatened to sue them for what they have written online.
What you think is sufficient time, what I think is sufficient time, and what an ISP thinks is sufficient time are likely three different periods and this is exactly the matter in dispute. What you appear to have missed is that if this case is decided in court (at my expense and risk), the outcome will give very clear guidance which consumers and ISPs alike can rely on in future. We will all know where we stand. I've also provided something of a public service by sharing what I have learned and linking to legislation and OFT guidance which would save other broadband consumers the burden of doing copious research to identify the relevant points.
People can take from this what they like if they consider it helpful or not. Interestingly, Xilo claim the right to take legal action and assess fees when a customer is overdue, and there is no provision for honest mistake or time to investigate:
Any non-payment of an invoice may be subject to late payment at 4% of any overdue invoice. The customer is responsible for all money owed on the account from the time it was established to the time that the customer sends an electronic cancellation request...
Services that are unpaid past the due date will be suspended and terminated.
We reserve the right to hand over any unpaid accounts to one or more, of our appointed debt collection agencies, Daniels Silverman Limited or Henriksen Limited and collect 8% interest on any amount owed. Our collection agencies may also levy a further fee added to the total debt for costs incurred in collecting the debt.
Why is it okay for Xilo to use legal remedies to recover past due amounts but not okay for me to use legal remedies to do the same? Where does Xilo say in their terms that they will give the consumer time to "investigate" why the internet service bill has not been paid? Why should I extend a courtesy which would not be reciprocated? Xilo say in the case of a web hosting contract that they would suspend service and delete data. What if the payment didn't clear because of a problem at my bank, or I had forgotten to ensure funds were available, or a cheque I had deposited had been dishonoured through no fault of my own and there weren't sufficient funds available to pay the broadband bill, despite that I'd taken arrangements to make sure it were paid?
Thanks for replying back on topic and leaving the personal comments out.
Edited by deleted (Tue 19-Mar-13 17:33:00)