That's not normal. A user should have permission to his own folders.
What does confuse some people is that the Administrator doesn't, by default, have access to other users folders. But this makes sense to me as it means that an Administrator can't access another user's private data without them being aware of the fact.
See my reply a second ago to XRaySpex. I am the only "User" apart from the disabled "Guest".
However, the oddity I have found is:-
Using Windows Explorer on the Win 7 there are two "My Documents" folders at the same level under Bob! But with differences. Not only that, but examining the Vista machine over the network there are two there as well - but using Windows Explorer on the Vista machine only one shows up. Hmmmm.
Permissions on both on Win 7 are identical but the icon and the Properties are different. Both are a "folder" icon, but one has the bottom left corner overlaid with a small square containing a curved up-arrow. Clicking that one gives Access denied. Its properties say it is a file folder, but the only further information is the modification date and time, which is as near dammit as the one without the arrow box.
Clicking the plain icon gives acces to the folder contents, which are "My xxxxx", all of which have the arrow-box in the left bottom corner of their icons. Clicking them gives Access denied, although all of these show full permissions to Users\Bob and Administrators - Bob being the only obvious Administrator. The properties of this My Documents include the usual size and numbers of sub-folders and files data.
Below the two "My Documents" are further My Music/Pictures/Videos, without the arrow-box. Straight in, no problem. On the Vista machine there are corresponding folders without the "My", an IIRC there was no problem with those either.
One line of thought that has come to me is that I am seeing both an Administrator view of the whole shebang, overlaid with the private view of Bob, on both machines. Next step is to add a non-Administrator user and see how that behaves, and perhaps another Admin user and see how well that accesses these inaccessible Bob folders..
My broadband basic info/help site - www.robertos.me.uk
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Internet connection - IDNet Home Starter Fibre.
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"Where talent is a dwarf, self-esteem is a giant." - Jean-Antoine Petit-Senn.