User accounts and passwords are a fairly (benign?) natural part of computing, generally speaking.
Early computer (and certainly the unix-based beasts that I learnt most from), were all shared platforms. A 'big' box in the basement and loads of 'cheap' VT or maybe later graphical Xterminals all hosted off the one box. The only way to harmoniously and securely organise and partition compute resources, and storage was...user accounts and passwords.
Perhaps if you've come primarily from a background of single use, personal computing, then the concept of user accounts and passwords and especially 'online' accounts may appear big brother-ish.
However another way of looking at this is simply a logical progression / the matured version of Microsoft (and Netware etc) "roaming profiles" from the 90's. Just that the "profiles" now can be accessed anywhere, rather than across the office LAN
i find passwords on computer s a pain to be honest, certainly if it's not required, like it is not as if my cat is going to come up here, turn the computer on and the use it.
I use passwords at work to access their computers, well it is a shared username with a colleague as my decided to stop working a couple of years ago, it only accesses the desktop anyway and maybe some local files, I need to use a browser to access Microsoft 365 and have my own username and password for that, that is to get info, print out reports and waste sheets as well as do training, also need it to access Yammer and teams, neither I use as I have no interest in using them
But to access my own computer at home, I see no need for a password.
The same with a MS account, I have no need for one, I really am getting fed with being told what to do by companies and our government.
Adrian
Desktop machine Ryzen powered with windows 10 , reluctantly.
Plusnet FTTC