Tx. Since my last email I have worked out how to suspend Bitlocker which was stopping me booting W 10 in safe mode with networking. There I have found that I get the same results as with Ubuntu. That was the first choice of the Zen engineer but he did not know how to suspend Bitlocker.
That's progress. So you are getting full FTTP speed booting into safe mode? If so this directly points to some other software or driver that is loaded during normal operation....
The usual suspects will be third-party security apps including antivirus, firewall and VPN apps. As you've said previously that you have Bitdefender and Malwarebytes, I would start by completely uninstalling these programs and rebooting and checking things again.
It's a process of elimination.